Personal Finance
HELOC rates remain below 8%. According to the analytics company Curinos, the average weekly rate on a home equity line of credit is 7.75%. A new survey by TD Bank found that of those who have opened a HELOC, 86% thought that it was an important part of their “financial…
Feeling overwhelmed understanding Roth IRA vs Brokerage account retirement savings tax tradeoffs? You’ve done the hard work of earning a great income, and you’re committed to saving for a comfortable retirement. But the moment you look at your options—Roth, Traditional, Taxable, Capital Gains, MAGI—it feels like you need a degree…
It’s very possible you’ll only buy a few homes in your lifetime. That means you, like many home buyers, may not know how to find the right house without a little help. Working with a real estate agent can provide important guidance during this process, but you still need to…
You just made an offer on a house — but before you get too excited, it’s important to get a home inspection. That way, your dream property doesn’t become a nightmare as soon as you move in. Learn why a home inspection is critical, when to get one, and how…
With any luck, the time between making an offer and closing on a house will be smooth sailing. However, there are plenty of things that could go wrong, big or small. That’s why many buyers include contingency clauses in their offers — these conditions can protect buyers if something unforeseen…
At present, there are very few banks offering 7% APY on savings accounts. If you’re looking for maximum returns from a bank, the best high-yield savings accounts typically offer around 3% to 4% APY — which is still fairly high by historical standards. Why aren’t 7% interest bank accounts typically…
With 2025 quickly winding down you still have some time to lower your tax bill and help plan for the years ahead. With some new opportunities due to the One Big Beautiful Bill Act these 8 tax tips can help you finish this year strong and help put your best…
Gold investors moved to take profits Tuesday, prompting a quick decline in the precious metal’s value. Gold () futures opened at $4,137 per ounce on Wednesday, up 1.2% from Tuesday’s close of $4,087.70. Gold’s value declined 5.7% in trading on Oct. 21. The government shutdown, new tariff announcements, and ongoing…
The price of gold can be quoted in multiple forms because the precious metal is traded in different ways. The two main gold prices that investors should know about are spot prices and gold futures prices. Learn more: How to invest in gold in 4 steps The spot price of…
Student loan borrowers and advocacy groups cheered last week’s agreement between the Department of Education and a national teachers union to resume processing student loan forgiveness across several federal programs. But buried in the agreement’s text is an urgent notice that certain borrowers need to take swift action on their…
Buying your first home is a thrilling experience — until excitement gives way to unexpected costs. From surprise repairs to insurance blunders, small oversights can snowball into expenses that drain new homeowners’ savings and delay financial goals. The good news? Many of the most costly first-time home buyer mistakes are…
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