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Personal Finance

Roth IRA Vs Brokerage Account Clarity For Retirement Savings

Feeling overwhelmed understanding Roth IRA vs Brokerage account retirement savings tax tradeoffs? You’ve done the hard work of earning a great income, and you’re committed to saving for a comfortable retirement. But the moment you look at your options—Roth, Traditional, Taxable, Capital Gains, MAGI—it feels like you need a degree…

12 questions to ask when buying a house

It’s very possible you’ll only buy a few homes in your lifetime. That means you, like many home buyers, may not know how to find the right house without a little help. Working with a real estate agent can provide important guidance during this process, but you still need to…

Do 7% interest savings accounts exist anymore?

At present, there are very few banks offering 7% APY on savings accounts. If you’re looking for maximum returns from a bank, the best high-yield savings accounts typically offer around 3% to 4% APY — which is still fairly high by historical standards. Why aren’t 7% interest bank accounts typically…

These Student Loan Borrowers Have Just 10 Weeks To Avoid Huge Tax Bomb

Student loan borrowers and advocacy groups cheered last week’s agreement between the Department of Education and a national teachers union to resume processing student loan forgiveness across several federal programs. But buried in the agreement’s text is an urgent notice that certain borrowers need to take swift action on their…

7 costly first-time home buyer mistakes — and how to avoid them

Buying your first home is a thrilling experience — until excitement gives way to unexpected costs. From surprise repairs to insurance blunders, small oversights can snowball into expenses that drain new homeowners’ savings and delay financial goals. The good news? Many of the most costly first-time home buyer mistakes are…