Gold (GC=F) futures opened at $4,114.80 per ounce on Thursday, up 1.7% from Wednesday’s close of $4,044.40. The price of gold declined in trading on Tuesday and Wednesday of this week. Gold’s pullback may be leveling out, as the price of the precious metal rose in early trading Thursday. Even…

HELOC rates remain below 8%. According to the analytics company Curinos, the average weekly rate on a home equity line of credit is 7.75%. A new survey by TD Bank found that of those who have opened a HELOC, 86% thought that it was an important part of their “financial…

Earning a college degree can significantly enhance your career, but it’s not cheap — many students take on loans to pay for their education. According to the College Board, 50% of bachelor’s degree recipients graduated with student loan debt. If you need to finance your degree, it’s essential to understand…

HELOC rates remain below 8%. According to the analytics company Curinos, the average weekly rate on a home equity line of credit is 7.75%. A new survey by TD Bank found that of those who have opened a HELOC, 86% thought that it was an important part of their “financial…

Find out which banks are offering the best CD rates right now. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can…

Today’s mortgage rates have eased lower for yet another day. According to Zillow, the average 30-year fixed mortgage rate fell by four basis points to 6.06%, and the 15-year fixed rate is down five basis points to 5.37%. While any rate improvement is always appreciated, a new study released this…

If you’re looking to supercharge your savings, a high-yield savings account could provide an above-average return to help your balance grow faster. However, not all banks offer high savings account rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on…

Paying off a loan ahead of schedule can feel like a big financial win. Who doesn’t want to be debt-free sooner? But if you hope to pay off a personal loan early, there may be a catch: Some lenders may charge a prepayment penalty, which is a fee for paying…

For freelancers, managing money isn’t just about getting paid — it’s about keeping finances organized amid fluctuating income and complex taxes. The best bank accounts for freelancers go beyond basic checking and savings features, offering tools that simplify expense tracking and maximize profits. If you’re a freelancer, there are a…

Feeling overwhelmed understanding Roth IRA vs Brokerage account retirement savings tax tradeoffs? You’ve done the hard work of earning a great income, and you’re committed to saving for a comfortable retirement. But the moment you look at your options—Roth, Traditional, Taxable, Capital Gains, MAGI—it feels like you need a degree…