Find out which banks are offering the best CD rates right now. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can…

Today’s mortgage rates have eased lower for yet another day. According to Zillow, the average 30-year fixed mortgage rate fell by four basis points to 6.06%, and the 15-year fixed rate is down five basis points to 5.37%. While any rate improvement is always appreciated, a new study released this…

If you’re looking to supercharge your savings, a high-yield savings account could provide an above-average return to help your balance grow faster. However, not all banks offer high savings account rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on…

Paying off a loan ahead of schedule can feel like a big financial win. Who doesn’t want to be debt-free sooner? But if you hope to pay off a personal loan early, there may be a catch: Some lenders may charge a prepayment penalty, which is a fee for paying…

For freelancers, managing money isn’t just about getting paid — it’s about keeping finances organized amid fluctuating income and complex taxes. The best bank accounts for freelancers go beyond basic checking and savings features, offering tools that simplify expense tracking and maximize profits. If you’re a freelancer, there are a…

Feeling overwhelmed understanding Roth IRA vs Brokerage account retirement savings tax tradeoffs? You’ve done the hard work of earning a great income, and you’re committed to saving for a comfortable retirement. But the moment you look at your options—Roth, Traditional, Taxable, Capital Gains, MAGI—it feels like you need a degree…

It’s very possible you’ll only buy a few homes in your lifetime. That means you, like many home buyers, may not know how to find the right house without a little help. Working with a real estate agent can provide important guidance during this process, but you still need to…

You just made an offer on a house — but before you get too excited, it’s important to get a home inspection. That way, your dream property doesn’t become a nightmare as soon as you move in. Learn why a home inspection is critical, when to get one, and how…

With any luck, the time between making an offer and closing on a house will be smooth sailing. However, there are plenty of things that could go wrong, big or small. That’s why many buyers include contingency clauses in their offers — these conditions can protect buyers if something unforeseen…

At present, there are very few banks offering 7% APY on savings accounts. If you’re looking for maximum returns from a bank, the best high-yield savings accounts typically offer around 3% to 4% APY — which is still fairly high by historical standards. Why aren’t 7% interest bank accounts typically…